BluePreferred Basics

Plans Starting At

$26 Single

$N/A Family

$61 Single

$N/A Family

$30 Single

$N/A Family

$66 Single

$231 Family

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Value, Affordability and Options

Budget-friendly Plans for Singles

With BluePreferred Basics, you’re covered for basic health care services and you enjoy low monthly payments.

View plan option by deductible:

  In Network
Single/Family
Out of Network
Single/Family
Deductible
(Calendar year)
$5,000 / NA $8,000 / NA
Coinsurance Max
(Calendar year)
$5,000 / NA $8,000 / NA
Total out-of-pocket
(Calendar year, includes deductible)
$10,000 / NA $16,000 / NA
Coinsurance % for most covered services 20% Inpatient services 50% inpatient services
Periodic Preventive Services N/A
Office Visits N/A
Prescription Drug Coverage Rx discount card
Accidents Inpatient only
Maternity care/pregnancy service Not Covered
Mental illness/substance abuse treatment Not Covered (Including prescription drugs)
Total contract benefit maximum $1,000,000 per covered person
  In Network
Single/Family
Out of Network
Single/Family
Deductible
(Calendar year)
$3,000 / NA $6,000 / NA
Coinsurance Max
(Calendar year)
$3,000 / NA $6,000 / NA
Total out-of-pocket
(Calendar year, includes deductible)
$6,000 / NA $12,000 / NA
Coinsurance % for most covered services 20% Inpatient / outpatient services 40% inpatient / outpatient services
Periodic Preventive Services $100 annual benefit
Office Visits $25 copay (2 annually)
Prescription Drug Coverage 20% Generic / 40% formulary brand* / 60% non-formulary brand*
$3,000 annual maximum (*subject to $1,000 deductible)
Accidents $250 annual benefit
Maternity care / pregnancy service Not Covered
Mental illness / substance abuse treatment Not Covered (Including prescription drugs)
Total contract benefit maximum $1,000,000 per covered person
  In Network
Single/Family
Out of Network
Single/Family
Deductible
(Calendar year)
$2,000 / NA $5,000 / NA
Coinsurance Max
(Calendar year)
$5,000 / NA $7,000 / NA
Total out-of-pocket
(Calendar year, includes deductible)
$7,000 / NA $12,000 / NA
Coinsurance % for most covered services 30% Inpatient services 50% inpatient services
Periodic Preventive Services N/A
Office Visits N/A
Prescription Drug Coverage Rx discount card
Accidents $250 annual benefit
Maternity care / pregnancy service Not Covered
Mental illness / substance abuse treatment Not Covered (Including prescription drugs)
Total contract benefit maximum $1,000,000 per covered person
  In Network
Single/Family
Out of Network
Single/Family
Deductible
(Calendar year)
$0/$0 $0/$0
Coinsurance Max
(Calendar year)
$10,000 / $20,000 $20,000 / $40,000
Total out-of-pocket
(Calendar year, includes deductible)
$10,000 / $20,000 $20,000 / $40,000
Coinsurance % for most covered services 50% Inpatient / outpatient services 50% inpatient / outpatient services
Periodic Preventive Services 50% ($200 annual limit)
Office Visits 50%
Prescription Drug Coverage 20% Generic / 40% formulary brand* / 60% non-formulary brand*
$3,000 annual maximum
(*subject to $1,000 deductible)
Accidents 50%
Maternity care / pregnancy service Not Covered
Mental illness / substance abuse treatment Not Covered
(Including prescription drugs)
Total contract benefit maximum $1,000,000 per covered person

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